Why Work With a Mortgage Consultant?

There’s no way around it – getting a mortgage is a big decision. And like most big decisions, there are a lot of things to consider. So where do you start? And how do you make sure that you’re doing things the right way?

At first, you might consider going to a bank. After all, you already trust your bank with your money. But when you think about all of the intricacies that come with getting a mortgage, you’ll want more than just an institution you can trust. You’ll want something personal. You’ll want help from people that not only get to know you, but also will have your back. And that’s exactly what you’ll get with a mortgage consultant here at Liberty Lending.

Our mortgage consultants are here to offer expert help throughout the entire mortgage process. With our assistance, you can concentrate on what’s really important – getting ready for your new property, whatever or wherever that might be.

First, you’ll want to determine how much you can (and need) to borrow. It all starts with a conversation. Our consultants will talk with you to best understand your financial situation, which can help indicate your monthly payment and the type of loan you need. And since there are a variety of loan options, it’s helpful to talk with someone who knows exactly what they’re doing. Every type of loan we offer, including USDA, VA, FHA and conventional loans, has specific advantages. Instead of being handed a bank brochure full of generic information, our consultants will take the time to understand your situation and identify which type of loan will benefit you the most.

Next, they’ll work with you on a critical step – getting pre-qualified. After gathering all of the necessary information, our consultants will take great care to make sure that every detail will be an honest and effective representation of you. That’s because getting pre-qualified is one of the most important parts of the mortgage process. When the seller of a property knows you’re pre-qualified, it gives you buying clout. That’s an advantage you’ll want to have as you make your way through the negotiating process. And that’s an advantage our mortgage consultants work tirelessly to make sure you have. Their ultimate goal is help you succeed. That’s because they’re honest, hard-working people just like you.

After all of that work, there’s only one more step – applying. Even though that means just filling out a simple form, our consultants aren’t off the hook. They’ll comb through every detail to ensure that you’re putting your best foot forward. When your application is approved, you’re not the only one that feels proud – our consultants do too.  

After your application is accepted, we’ll coordinate everything that needs to happen before you move into your new space. That means working with both escrow and title companies to put everything in order. All we’ll need from you is a few signatures on the dotted line. Because even though our consultants will do a lot to make sure your mortgage process is as painless as possible, they still can’t sign for you.

If you’re interested in working with one of our mortgage consultants, fill out our form or call (314) 336-9111 today.