St. Louis VA Home Loans

VA and Military Loans in St. Louis

Liberty Lending Consultants is committed to helping veterans in St. Louis, Missouri becomes homeowners with competitive VA home loans. These loans are designed for veterans, active military, reservists and select military spouses to get long-term financing in the purchasing of a primary residence.

Since 1944, when the U.S. government created this loan guaranty program for military members who have courageously served our country, millions of people have been placed into an affordable home financing situation. Men and women, who sacrifice so much, come back to our great country and now have the opportunity to be comfortable in a home of their own. Missouri VA loans are issued by the federal government or by approved lenders such as Liberty Lending Consultants. And, finally, the great news is that VA loans are easier to qualify for than your conventional mortgages!

VA home loans are designed to assist veterans with the purchase of a home by providing competitive interest rates and 100% financing. Plus, no down payment of any kind is required. If you’re a veteran who fought for the safety of our country, we want to help you buy a home today! Contact our team to see how VA loans in St. Louis can help you.

Eligibility Requirements for a VA Loan

Depending on the type of VA loan you’re applying for, the length of your service/commitment will determine your eligibility for benefits. Some additional eligibility requirements include having a good credit score, sufficient income and a valid Certificate of Eligibility.

This may be your best financial avenue, especially if you plan on staying in your house for the next several years or so. However, if you do see yourself moving within the next few years, an ARM with a low initial rate might be the best way to lower your monthly payment.