Address: 1950 Craig Road, Suite 100 St. Louis, MO 63146
Phone: (314) 336-9111
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/03 Aug 2020
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Lock It in, Lock It in!

It is important to lock in your mortgage rates as quickly as possible if you have found your best possible option. A mortgage rate is the rate of interest charged on mortgage payments. This rate is determined by the lender and can either be fixed or variable. Mortgage rate locks typically last from around 30 to 60 days. If you are working with your mortgage broker, chances are you are in good hands. Liberty Lending Consultants will work with you to provide the best possible rates that will supply your needs. If you are not working with a mortgage broker,...
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/01 Jul 2020
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FHA? What’s that stand for, Fancy House Animals?

At Liberty Lending Consultants, we offer FHA loans with competitive rates. Unless you have a background in finance, banking, or lending, you may not know exactly what FHA loans are. There are many types of loans with specifications that appeal to different borrowers. FHA stands for Federal Housing Administration. The FHA is a governmental agency that facilitates financial support within the mortgage market, as well as improve housing standards and conditions. If the borrower for some reason is not able to pay back the loan and defaults on the mortgage, the Federal Housing Administration will protect the lender from some...
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/01 Jun 2020
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Why Should I Trust a Mortgage Broker?

Buying a home isn’t a solo endeavor. As much help is necessary at every step of the way, closing the deal on your dream house requires someone with a special skill set: a broker. Aside from the fact that it’s their job to help you get the best deal, brokers can offer much much more. They’re paid to help you Brokers don’t get paid until you close the deal on a house, so they’re just as incentivized to sign on the dotted line as much as you are. If they don’t make sure your closing process goes as smoothly as...
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/05 May 2020
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Why Inspect? Check These 5 Reasons and You’ll Come Correct!

Even if you’re ready to sign the papers and close the deal on your new dream home, it’s important to make sure one more thing gets done: the home inspection. Why get a home inspection BEFORE buying the home? While it might seem like overkill, getting a home inspection performed can help you avoid five pretty major mistakes moving forward. 1. Losing Leverage The information you learn during a home inspection can help make sure that you have leverage when negotiating a deal moving forward. If you didn’t know that information before, it become more difficult to get the deal...
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/02 Apr 2020
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Need a VA Loan in St. Louis? It’s as easy as 1, 2, 3!

If you’re a veteran, you’ve probably heard of VA loans. But do you know exactly what it takes to get one? And what the benefits are when you do? Here at Liberty Lending, we’ve got years of experience providing veterans in the St. Louis area with VA loans, so we know how to break it down. Here’s the formula for VA loans: Service Record + Credit Score + Income Level = No Down Payment, 100% Financing and Great Fixed Rates Let’s explore how everything comes together. First, this is what goes into a VA loan. Service Record When applying for...
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/01 Mar 2020
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Everything you wanted to know about USDA loans but were afraid to ask

When applying for a loan, it can be difficult to get the information that you need to narrow down your options. Even once you’ve determined the type of loan you need, such as a USDA loan, the questions about qualifications can seem endless. Here at Liberty Lending, we want to make the mortgage process as clear as possible. Our highly-trained consultants are always ready to have a conversation that can help you figure out what works for you. If you’re interested in a USDA loan, here’s how a conversation with us might go:   Homebuyer: So I think I’m finally...
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/01 Feb 2020
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Where were you on the night of the third?… and other questions to ask your mortgage broker

If you’ve started looking into getting a mortgage, you’ve probably realized that it’s a lot of work. But that’s no reason to worry—that’s why mortgage brokers exist. Every day they’re helping people just like you make the most of their mortgage. But before picking a partner that can help you do the same, it’s important to get a few answers. Here are some questions to ask any potential mortgage broker before you sign the dotted line. What is the application process like? Applying is more than half the battle when it comes to getting a mortgage, so you want to...
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St. Louis Mortgage Broker
/02 Jan 2020
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So Many Mortgage Brokers! Eeny, Meeny, Miny, Moe…

One of the most difficult decisions you’ll possibly make when it comes to your home mortgage is the lender to select. Nowadays, there are numerous mortgage lenders ready and eager to accept your home loan application. However, just because a mortgage lender accepts your loan application doesn’t mean it’s the best for you. Since you will possibly get saddled with the mortgage for many years to come, it’s important to ensure that you look around and pick the right mortgage lender all for your loan needs. Here are several things to assist you in selecting a suitable St. Louis mortgage...
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