Our Mortgage Blog in St. Louis, MO

As the spring buying season approaches, hopes for a thaw in the housing market’s frozen conditions are diminishing. Despite the anticipation of warmer weather, recent indicators suggest that the challenges plaguing the real estate landscape are persisting. Let’s delve into the latest developments and explore what potential homebuyers can expect as they prepare for the spring market. Persistent Challenges A recent report from CBS News highlights the ongoing challenges facing the housing market, including soaring home prices, fluctuating mortgage rates, and concerns about inflation. These factors continue to weigh heavily on prospective buyers, contributing to a sense of uncertainty and... Read More

As we step into the new year, the housing market remains a dynamic and ever-evolving landscape, influenced by a myriad of factors ranging from economic conditions to demographic shifts. For potential homebuyers in St. Louis, it’s crucial to stay informed about the market trends to make well-informed decisions. In this post, we provide a comprehensive overview into the projected housing market for 2024. Economic Outlook The housing market is intrinsically linked to the overall economic health of a region. According to the latest reports from the U.S. Bureau of Economic Analysis (BEA) and the Federal Reserve, the national economy is... Read More

As we step into 2024, the US housing market continues to be a focal point of economic discussions. Specifically, for those eyeing the real estate landscape in St. Louis, understanding current trends and opportunities is paramount. In this article, we’ll explore the housing market forecast for 2024 in the US and delve into what potential homebuyers in St. Louis can expect. Additionally, we’ll highlight how Liberty Lending is positioned to assist individuals in securing the perfect mortgage. Current Trends in the US Housing Market 1. Market Resilience and Growth: Despite global economic uncertainties, the US housing market has displayed remarkable... Read More

The recent credit downgrading of the United States from AAA to AA+ by Fitch, a major credit rating agency, has sent ripples through the financial markets and raised concerns about its potential impact on various sectors, including the housing market. As a leading mortgage lender in St. Louis, Liberty Lending aims to shed light on the implications of this downgrade for the housing market and outline our commitment to assisting homebuyers and homeowners during these uncertain times. The Impact on the Housing Market Interest Rates: A downgrade in the US credit rating may lead to an increase in interest rates.... Read More