Address: 1950 Craig Road, Suite 100 St. Louis, MO 63146 | Phone: (314) 336-9111

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Lock In Your Mortgage Rate

It is important to lock in your mortgage rates as quickly as possible if you have found your best possible option. A mortgage rate is the rate of interest charged on mortgage payments. This rate is determined by the lender and can either be fixed or variable. Mortgage rate locks typically last from around 30 to 60 days. If you are working with your mortgage broker, chances are you are in good hands. Liberty Lending Consultants will work with you to provide the best possible rates that will supply your needs. If you are not working with a mortgage broker,...
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KW Cares and Liberty Continue to Promise to Give Back to Charity

KW Cares and Liberty Continue To Promise to Give Back To Charity Blog Headline: Liberty Joins With KW Cares To Commit To Giving Back To Charity  KW Cares and Liberty continue to give back to charities. These charities help those who are affected by natural disasters such as wildfires and droughts. Blog Summary: Liberty Lending Consultants and KW Cares have teamed up to help charities for the past several months. These charities support people from all over who have been harmed by natural disasters such as droughts and wildfires. St. Louis, Missouri (July 30, 2018)- A local St. Louis charity called KW...
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The Basics of FHA Loans

At Liberty Lending Consultants, we offer FHA loans with competitive rates. Unless you have a background in finance, banking or lending, you may not know exactly what FHA loans are. There are many types of loans with specifications that appeal to different borrowers.     FHA stands for Federal Housing Administration. The FHA is a governmental agency that facilitates financial support within the mortgage market, as well as improve housing standards and conditions. If the borrower for some reason is not able to pay back the loan and defaults on the mortgage, the Federal Housing Administration will protect the lender...
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LIBERTY LENDING AND KELLER WILLIAMS CARES CHARITY PARTNERSHIP ANNOUNCED

St. Louis, Missouri (May 14, 2018)- Liberty Lending, a financial consulting company that specializes in helping people achieve their financial dreams, partnered with Keller Williams Cares to raise funds for the charity. Keller Williams Cares is an organization designed to provide relief to Keller Williams employees who may need financial help in case of a major emergency. More information can be found at: http://kwcares.org Keller Williams Cares also gives some of their profits to other charities, such as Ryan’s Well Foundation, “Homes For Our Troops,” and MD Anderson Cancer Center. Any KW Associates in need of financial assistance for immediate...
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What Is A Mortgage Broker and Why Should You Use One?

Buying a home isn’t a solo endeavor. As much help is necessary at every step of the way, closing the deal on your dream house requires someone with a special skill set: a broker. Aside from the fact that it’s their job to help you get the best deal, brokers can offer much much more.     They’re paid to help you. Brokers don’t get paid until you close the deal on a house, so they’re just as incentivized to sign on the dotted line as much as you are. If they don’t make sure your closing process goes as...
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5 Mistakes To Avoid By Getting A Home Inspection

Even if you’re ready to sign the papers and close the deal on your new dream home, it’s important to make sure one more thing gets done: the home inspection. Why get a home inspection BEFORE buying the home? While it might seem like overkill, getting a home inspection performed can help you avoid five pretty major mistakes moving forward. Losing Leverage The information you learn during a home inspection can help make sure that you have leverage when negotiating a deal moving forward. If you didn’t know that information before, it become more difficult to get the deal that...
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Is A St. Louis VA Loan The Right Choice For You?

If you’re a veteran, you’ve probably heard of VA loans. But do you know exactly what it takes to get one? And what the benefits are when you do? Here at Liberty Lending, we’ve got years of experience providing veterans in the St. Louis area with VA loans, so we know how to break it down. Here’s the formula for VA loans: Service Record + Credit Score + Income Level = No Down Payment, 100% Financing and Great Fixed Rates Let’s explore how everything comes together. First, this is what goes into a VA loan.   Service Record When applying...
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A Conversation With Liberty Lending – USDA Loan Talk

When applying for a loan, it can be difficult to get the information that you need to narrow down your options. Even once you’ve determined the type of loan you need, such as a USDA loan, the questions about qualifications can seem endless. Here at Liberty Lending, we want to make the mortgage process as clear as possible. Our highly trained consultants are always ready to have a conversation that can help you figure out what works for you. If you’re interested in a USDA loan, here’s how a conversation with us might go: Homebuyer: So I think I’m finally...
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