Address: 1950 Craig Road, Suite 100 St. Louis, MO 63146

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Know Your Homebuyer’s Rights and Don’t Get Left Out!

It doesn’t take much to feel out of your depth when it comes to buying a home. Slick realtors and TV show tycoons are just itching to trick you and stick you with the bill—preferably with a hefty fee tacked on for them! But all of this can be avoided if you know your homebuyer’s rights!

  1. You have the RIGHT to shop for the best loan for you and compare the charges of different mortgage brokers and lenders. Look all around town, do your research: Liberty Lending has the best deals in town!
  2. You have the RIGHT to be informed about the total cost of your loan including the interest rate, points, and other fees. Liberty Lending is 100% up-front with any charges you owe and you’ll never get hit with a surprise bill.
  3. You have the RIGHT to ask for a Good Faith Estimate of all loan and settlement charges before you agree to the loan and pay any fees.
  4. You have the RIGHT to know what fees are not refundable if you decide to cancel the loan agreement. We hope you never have to, but sometimes these things happen.
  5. You have the RIGHT to ask your mortgage broker to explain exactly what the mortgage broker will do for you.
  6. You have the RIGHT to ask questions about charges and loan terms that you do not understand. Not everyone is an expert in real estate, so don’t worry about having to ask!
  7. You have the RIGHT to a credit decision that is not based on your race, color, religion, national origin, sex, marital status, age, or whether any income is from public assistance. We don’t hate, and we don’t discriminate!
  8. You have the RIGHT to know the reason if your loan was turned down. We won’t keep you in the dark!
  9. You have the RIGHT to ask for the HUD settlement cost booklet “Shopping for Your Home Loan”. This informative booklet will tell you everything you need to know about shopping for your next home loan, and then some!
  10. You have the RIGHT to be happy with your home loan! Stick with Liberty Lending and we promise you always will be!

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